Our goal of making your financial life easier gives Convergent a different way of looking at risk. Often ignored, but equally as important, we take into consideration an investor's emotional reaction to volatility when developing a portfolio. We do this by walking clients through our sophisticated stress testing scenarios to determine their ability to handle different levels of market volatility. If you're overly concerned about risk, you can't live your life freely. Yet avoiding risk altogether can make it impossible to reach your true wealth potential.

We view risk as an essential component to achieving goals. Whether you want to leave a legacy for your heirs, to practice philanthropy or to maintain a certain lifestyle, you need to feel comfortable with the investment plan that will get you there.

Convergent's goals-based investment philosophy provides both the discipline and confidence necessary for long-term investment success, and we continually monitor the risk and return in your portfolio to reflect your individual goals, risk tolerance and personal wealth objectives.

From here, we use powerful analytical tools to gauge risk throughout your portfolio, identifying the right options for you. You'll benefit from the breadth and depth of our risk management experience. This includes balancing and re-balancing your portfolio with the right mix of capital market and alternative investment strategies and the diversification of concentrated wealth. We use the full complement of asset classes in an effort to minimize downside risk and maximize risk-adjusted returns. And since the founding of our firm, we have matched liquidity terms with client liquidity needs.

You can rest easy knowing we won't take you down an investment path that will lead you off course. Our comprehensive recommendations are grounded in a fee-based compensation structure (no commissions, soft dollars or 12b-1 fees) and the ability to competitively bid, when necessary, with a wide range of service providers.