High Net Worth Financial & Estate Planning


Our Approach to High Net Worth Financial & Estate Planning

There are only three potential beneficiaries of your estate — your heirs, charity, or the government.

Financial and estate planning can no doubt be challenging. You have spent a lifetime building your legacy for your future heirs, but estate taxes can destroy multi-generational wealth. While a basic estate plan allows you to decide who will receive your assets upon your death, advanced transfer tax planning may enable you to pass additional wealth to your descendants. At Convergent, we believe innovative estate tax planning plays a critical role in preserving your family’s wealth. We often say, “Good estate planning can trump good investment planning any day. We do both.

Unlike many of our peers who offer estate planning for high net worth individuals by simply referring clients to an attorney, we work with your existing counsel, seeking to reduce your costs while accelerating the impact of your estate planning. Amidst a rapidly changing tax and economic environment, our advisors are committed to helping you create a comprehensive plan. We follow changes in the transfer tax laws, alert you of them, and develop timely planning strategies so you can take full advantage of any tax law changes that may help preserve your family’s wealth.

Whether it’s setting up trusts for wealth transfer, identifying the intangible aspects worthy of consideration for the dispositive terms of your documents, working with you to extend your values in your legacy plan, or establishing a charitable giving approach, we apply sophisticated planning techniques to your investment strategy.  We help to form a plan tailored to your needs—a plan that will yield both peace of mind and a lasting legacy for you and your family.